Equate your EQUITY

The stock market is at an all time high.Its roaring at 20,000 and the investment barometer is rising with the rise in the index.How do you plan to get better returns?
There is always a fear whether to invest in pure equity funds when such a situation arises.The best way is to invest in Balanced funds which is a combination of equity and debt funds.Equity should always be a small part of your investments even if you want to be on a safer side.Before investing in equities,try to access the Real Rate of Return as the measure for assesing returns on your investments which is nothing but return minus inflation.

Seeing the current condition,selection of funds in critical.The right way is to select a fund that is managed well and has been providing consistent returns.Select funds that will meet your objectives over time.Sometimes,undervalued equities turn to give out better results in this case.Its not advisable to jump into sector funds or mid-cap funds at all.If you plan to invest in Sector funds,take a close look into he performance of that particular sector in the past when such a situation arose.It could be a Banking or Healthcare sector.

A word of advice "Buy different BASKETS and different fruits and make sure the combination too varies in all the baskets. Diversification is the key".

Be a MONK who cherishes his FERRARI

In a country of more than 1 Billion people,how many of them dream to make it big??I am sure more than 50% dream but how many really make it big,well,just 1%.Every morning more than 0.5 billion wake up with a single thought "What I need to do today?What are my appointments today and when I need to complete my work?". But, those 1% who make it big, they do not think, but visualize a PICTURE PERFECT REALITY where they see themselves as a CREATOR of a DREAM ORGANIZATION. Every morning for them is a stepping stone to their PICTURE PERFECT REALITY.If I make it big,I make sure with me,I make thousands realize their dreams and in turn I create a Nation which dreams to be one of the DEVELOPED COUNTRIES.

I have realized one thing "The day you are happy with your job, your GROWTH stops". Do not be happy doing a 9-5 job and see happiness in a 6 month onsite.Thats temporary and the dream of 50 million common people.If you want to be uncommon, think of making those 50 million common people dream about your Organization. Nurture the Warrior in you who knows what to achieve and how to achieve.

Simplicity is precious and is pure when you make other people lives rich with your experience and success. A MONK who knows to reach the Horizon with his feet firm on the ground is admirable and an insipration for those common people.Dream to have a FERRARI seeing which,thousand others will nurture the same dream.
ITS NOT JUST YOU WHO IS PROGRESSING BUT THE WHOLE NATION IS PROGRESSING WITH YOU.Are you still dreaming "When to complete your Project,meet the Deadline and have a party with your Team???".......

Mutual Fund:INVESTMENT Process

Step 1: Financial Analysis
Providing sound investment advice begins with establishing the client’s current financial position. An Advisor should profile the client based on their investment time horizon, liquidity needs, desired rate of return objective and tolerance for risk. The result is a written Investment Policy Statement, which summarizes the client’s objectives and assists the Advisor in determining how to proceed in their best interest.

Step 2: Asset Allocation
According to respected academic studies, over 90% of a portfolio’s performance is determined by the asset allocation decision - the diversification of funds across multiple asset classes to meet a target level of return at an acceptable level of risk.

Step 3: Asset Allocation Strategist Selection
Once an Investment Advisor has determined which approach to the allocation decision (strategic, tactical or a combination of both) makes the most sense to meet the client’s objectives.

This Multi-Strategist approach has been widely accepted by Advisors because of its appeal to prospective clients and because it allows Advisors to replace asset managers who may underperform expectations without having to completely re-position assets into another investment program.

Step 4: No-Load Mutual Fund Selection and Implementation
In implementing asset allocation decisions using no-load mutual funds,Strategists should have an outstanding set of resources within their reach.

Step 5: Portfolio Monitoring and Rebalancing
Market forces continually impact the underlying value of the asset classes in client portfolios. Strategists should continuosly monitor these market shifts and periodically rebalance portfolios to ensure that they remain consistent with their asset allocation policies, including re-allocation of funds between asset classes in our tactical models.

Step 6: Reporting
To keep clients informed, confident and in control,Strategists should provide an extensive reporting system. Clients receive monthly brokerage statements, quarterly full-color performance reports and year-end tax reports, all of which are easy to read and understand.

Business Intelligence in BANKS and role of Consultant

Building a Data Warehouse or BI System is neither the core business of banks nor of any single IT Vendor.It is best to hire a Consultant to guide the bank to plan and build a Data Warehouse and BI Solution.
The Consultant will guide the Bank towards a professional approach for the Project and provides a value add for:
1.Planning to build a Data Warehouse and BI System.
2.Assisting in the Bank's preparation for the requirements of Data Warehouse.
3.Guiding the Management and the bank Project Team.
4.Preparing the RFP for the solution.
5.Identifying the right solution provider.
6.Reviewing the Data Warehouse Project Implementation.

The Consultant will advise the Bank in selecting the solution provider.However,the Bank has to bear in mind the following when selecting the BI System Provider:
1.Experienced in building Data Warehouse and BI System.
2.Recognised by Analyst for BI Services.
3.Established framework with domain/technical solutions which will reduce the lifecycle of project.
4.Business turnover and number of Consultants in the BI Space with the solution provider.

CONSULTING MARKET INTELLIGENCE

Market intelligence provides the context for a business' performance. Market intelligence concerns the attitudes, opinions, behavior, and needs of individuals and organizations within the context of their economic, environmental, social, and everyday activities. To ensure the marketing plan operates in the right context, you must understand how the external world behaves and develops. The kind of things you might want to know include:
·Proportion of the target market that's online (e.g., number of businesses, households, or individuals)
·Internet users' profile (e.g., demographics, device ownership, psychographics, lifestyle)
·Internet use (e.g., length of time online, sites visited)
·Competitive activity (e.g., advertising campaigns)
This type of information helps an e-business create a picture of the environment it operates in:

How fast is the market growing, and where is it growing fastest?
How are my competitors performing, and how do I compare against them?
Some primary market intelligence sources include:
·Audience panels, such as Nielsen/Net Ratings and Score
·Large-scale syndicated surveys
·Data aggregators
·Industry analysts
Market intelligence brings context to the site-centric world often inhabited by digital practitioners. It allows you to understand and assess your business' performance in the context of the overall market's development and your competitors' performance.

Consulting Market Intelligence services have become quite popular. While providing market intelligence services, you help your clients in:

Assisting management in the development of strategy formulation and execution.
Adding tangible stakeholder value through its capacity to deliver powerful market insight.
Delivering practical, unambiguous, market objective based recommendations.

The Consultants takes care of the things mentioned below while providing Market Intelligence Service.
·Linking Market Share Outcomes and Bottom Line Improvement
·Engineering Successful Market Entry and Expansion
·Locking In Market Dynamics to The Business Planning Process
·Strategic Market Positioning for Client Companies within Industries
·Linking New Product Development and Market Success
·The Operation of the Company qua Brand
·Merger & Acquisition Analysis
·Forecasting potential industry development scenarios and corporative implications

MEDIA and CREATIVE Strategies

Enough of Business Consulting!! Lets glitter this post with paparazzi..errr..I mean MEDIA.I will be talking about working on CREATIVE and MEDIA Strategy. CreativeStrategy means deciding on the tone in which you wish your story to be told. Here, I mean "Is there a better way than featuring your Client Testimonials and have them talk about their work with you?". Media Strategy means what are you planning to do?? How to make sure creative and media strategies go hand in hand and helps in benefitting your organization.
1)Conduct Workshops and launch Newsletters to invite Clients.Talk about the Workshop and if the organization is coming up with new product launch.Keep the pace and excitement going in Client's mind.
2)Follow-up Newsletter to prospects.
3)You can start a Survey.Work with the PR People to generate interest on your products and firm among the prospects.Guest Speakers always helps and come as a Value Addition to the Workshops.
4)Prepare a Report and publish the Survey Findings.Invite the Prospects to the Workshops.

Its the paparazzi which works wonder. No doubt,traditional management has value in the market but glitterati always helps in attracting the masses. Its like serious film-makers like Shyam Benegal and Rituparno Ghosh have their own audience and gets accolades but the one who is always the talk of the media is KARAN JOHAR.

The idea is to do a "KJ MARKETING-KARAN JOHAR MARKETING" while placing your firm in the market or selling the products, KJ helps...